.form-section {
    background: #f9fafb;
    border: 1px solid #eef0f4;
    border-radius: 10px;
    padding: 14px 14px 16px;
}

.form-section h3 {
    display: flex;
    align-items: center;
    font-size: 13px;
    font-weight: 600;
    color: #374151;
    margin: 0 0 12px;
}

.form-section h3::before {
    content: "";
    width: 4px;
    height: 14px;
    border-radius: 2px;
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    margin-right: 8px;
}

.form-section h3 .tag {
    display: inline-block;
    font-size: 11px;
    font-weight: 500;
    color: #667eea;
    background: #eef2ff;
    padding: 1px 8px;
    border-radius: 999px;
    margin-left: 8px;
    vertical-align: 1px;
}

.form-section .calc-btn {
    margin-top: 4px;
}

.radio-card {
    justify-content: center;
    font-weight: 500;
    min-height: 40px;
}

.brm-note {
    font-size: 12px;
    color: #9ca3af;
    line-height: 1.7;
}

.main .extra-panel {
    grid-column: 1 / -1;
    margin-top: 0;
}

.brm-note b {
    color: #6b7280;
}

.form-section .brm-note {
    background: #ffffff;
    border: 1px solid #eef0f4;
    border-radius: 8px;
    padding: 8px 10px;
    margin-top: 10px;
}

.brm-badge {
    display: inline-block;
    padding: 1px 8px;
    border-radius: 999px;
    font-size: 12px;
    font-weight: 500;
}

.brm-normal { background: #dcfce7; color: #16a34a; }
.brm-high   { background: #fee2e2; color: #ef4444; }
.brm-low    { background: #eef2ff; color: #6b7280; }